These plans provide you with payments when you are admitted and when you are confined to a hospital, in addition to any other insurance payments you may receive (as long as the policy and certificate requirements are met). Payments are made directly to you to use as you see fit.
They can be used to help pay for medical plan deductibles and copays, for out-of-network stays, for your family's everyday living expenses, or for whatever else you need while recuperating from an illness or accident. Typically, a flat amount is paid for admission and a daily amount is paid for each day of a hospital stay up to 31 days.
To view the full Hospital Indemnity plan summary, log in to your account and select "Documents & Tools".